Rocket Money Premium alternatives
Killing $6-12/mo (you pick) (~$72/yr) — here are 2 verified escapes, honest trade-offs included.
See every subscription in one local-first ledger instead of paying to find them.
you stop paying $6-12/mo (you pick) → keep ~$72/yr
head-to-head
| Rocket Money Premium | Actual Budget | |
|---|---|---|
| price | $6-12/mo (you pick) | Free / $4/mo sync |
| self-hostable | no | yes |
| license | proprietary | MIT |
| verified | — | 2026-08 |
| migration | — | medium effort |
free & open source (2)
See every subscription in one local-first ledger instead of paying to find them.
trade-offs: Bank sync needs GoCardless key
github →Rules engine auto-tags recurring bills so nothing hides.
trade-offs: Self-hosted setup
github →faq
What is the best free alternative to Rocket Money Premium?
Actual Budget is the top free option — See every subscription in one local-first ledger instead of paying to find them.
How much can I save by switching from Rocket Money Premium?
Rocket Money Premium costs $6-12/mo (you pick), so switching to a free alternative saves roughly $72/year per seat.
Can Rocket Money Premium be self-hosted?
Yes — Actual Budget and Firefly III can be self-hosted for free.